Airbnb insurance

Here to help with your Airbnb insurance

Welcoming Airbnb guests into your property is an exciting way to earn extra income while you enjoy other interests. But what would happen if your property or any of your belongings inside got damaged during their stay?

Accidents happen, so you need to protect yourself against the unexpected. An Airbnb insurance policy is specifically designed to protect you as a host and your property. It will give reassurance in the event of:

• Fire or flood – covering the cost of repairing or even rebuilding your property after a serious incident. Your lost income will also be covered while repairs are carried out.
• Guest injury or illness – protection if you find yourself being held responsible for an incident at your property.
• Property damage – protecting against costs resulting from damage to your property caused by guests.

We know your Airbnb property is unique, and so are your insurance needs. So we take the time to understand your property’s risks and find the cover that’s right for you.

If you’re a commercial business renting your properties through Airbnb, this protection is right up your street. However, it’s not suitable if you’re a residential property owner renting out your home or single rooms.

How our Airbnb insurance team can help

Despite its popularity, there’s still some confusion around what insurance is needed to protect Airbnb hosts' properties while paying guests are staying. Relying on standard home insurance may leave you exposed to risk.