Psychologist insurance

Insurance for psychologists

We know as a professional psychologist you're focused on giving your clients the best possible care and support. However, giving this support also presents risks to you and your business. It's essential to have the right psychologists insurance in place that offers the necessary protection.

You can get comprehensive specialist cover at a competitive price in the next few minutes from as little as £1.79 per week (student therapists can get cover from £1.36 per week).* This includes a professional association discount and a 24-hour legal helpline, as well as no excess on the core therapists insurance.** 

Here at Oxygen, we can arrange cover that gives peace of mind for you and your business, including:

• Protection
  Our professional liability insurance protects you so you can relax and focus on supporting your clients. Underwritten by reputable insurer, Hiscox, we can arrange to extend your cover to include hypnotherapy, cognitive behavioural therapy (CBT) and life coaching if required.
• Professional advice and support
  Throughout the life of your policy, we'll be on hand to help you with any queries, problems or issues you may have. We're here to support you should you need to make a claim.
• Saving you time
  It's quick to get a quote and buy your insurance online. If you'd prefer to speak to a member of our experienced team, we're here to give you the help you need, whenever and however you need it.

Get a quote today

Get a quote in minutes, and arrange your Oxygen psychologists insurance online – at a time that suits you. You can also call our team of experts who will offer advice and guidance on protecting your business and arrange your cover over the phone.

We take time to understand your needs to arrange the psychologist insurance that's right for your business.

Our psychologist insurance

We have worked with leading insurer, Hiscox, to design specialist indemnity insurance for psychologists. A civil liability insurance policy, its primary purpose is to help with the cost of defending any civil claims against you as well as any damages or compensation awarded against you. It covers you to work anywhere (excluding USA and Canada, we can be purchased separately) and includes home-based, online, and telephone therapy.

Oxygen insurance for psychologists

With the right professional insurance in place, you can relax and focus on your business, supporting your clients.

Oxygen insurance for psychologists includes cover for:

• public and product liability
• professional indemnity and malpractice
• complaints and disciplinary hearings
• crisis containment
• confidential notes and records
• directors and officers liability (for limited companies)
• therapeutic wills
• 24 – hour commercial assistance and legal helpline.

Optional covers available include:

• employers liability insurance
• cyber insurance
• management liability insurance
• contents insurance.

*How we work out example prices. Customers will pay £93.42 a year for professional indemnity of £1.5m if they are also a member of one of the recognised professional bodies that receive 20% discount from us. £1.79 per week is based on a monthly cost when paying for the policy in one annual payment. Paying monthly is usually more expensive as you'll pay interest. This is the prices from amount as customers have the option of increasing their level of cover and therefore may pay more than this.

Students or trainees will pay £70.99 a year for professional indemnity of £1.5m. £1.36 per week is based on a monthly cost when paying for the policy in one annual payment. Paying monthly is usually more expensive as you'll pay interest. This is the prices from amount as customers have the option of increasing their level of cover and therefore may pay more than this.

**No excess applies to the core therapists insurance (public liability, professional indemnity, employers liability, directors and officers), however for any additional insurance taken certain excess may apply. Please contact us for details.