GP surgery insurance - what's covered?
A standard GP surgery insurance or doctors surgery insurance package will allow you to select your sum insured for a number of core covers:
- property damage
- equipment breakdown
- money
- employee dishonesty
- employers liability
- public and products liability
- legal expenses (up to £5 million turnover only).
We understand every business is unique, so we have a number of additional cover options that you can select based on your needs.
- business interruption
- terrorism
- personal accident
- dispensing errors.
Insurance is just one way our team can support your practice. Talk to us about risk management, employee benefits and even commercial covers like cyber that are ever important in today’s healthcare sector.
Our health and care advisers
Our team has decades of experience in the health and care sector. We recognise every business is unique, and offer our advice and guidance to help you protect your complex world.
We offer a range of services to help you reduce risk and adapt to your ever-changing world, so you can provide amazing experiences to your patients.
Get in touch with our health and care insurance team
Frequently asked questions
A
The level of public liability cover you need depends on the risks your surgery faces. Cover can be anywhere from £2m to £10m or beyond. We would ask you some questions and then provide a recommendation.
A
The level of cover you need will depend on many factors. We would need to assess your business and the risks it faces, then make recommendations. For example, if you employ staff, you're legally required to have employers liability cover for compensation of at least £5 million, but most policies will offer cover for £10 million.
