Specialist insurance for SNIPEF members

As the recommended insurance broker for Scottish & Northern Ireland Plumbing Employers' Federation (SNIPEF) members, we're here to advise, protect and support you. We'll help you secure the right insurance cover to protect your plumbing and heating business from the daily risks and liabilities you face.

Not sure what insurance cover you need? Take advantage of our FREE, no obligation business insurance review

We provide advice, as well as comparing the cover and price of your existing insurance package to see if you can benefit from increased cover and/or any potential insurance premium savings.

Comprehensive cover but with specially negotiated prices

As SNIPEF’s recommended insurance broker, we have negotiated special insurance rates with our panel of leading UK and specialist insurers. Savings you may make could even cover the cost of the annual SNIPEF subscription – so it’s a win, win!

We'll make managing your risks one less thing to worry about, so you can focus on what's important – running your business.

How we can help

Our dedicated team of insurance professionals has extensive experience working with SNIPEF members for over eight years, so we appreciate the challenges you face.

We know you are busy, therefore, you may not have the time to shop around to make sure you have the right cover at a competitive price. That’s where we can help with our FREE, no obligation business insurance review.

We are here to provide you with expert advice and support, helping you navigate the complexities of insurance and ensuring you have the right cover to protect your business and livelihood. We can arrange tailored insurance policies from UK leading and specialist insurers to meet the unique needs of plumbing and heating businesses – including public and employers liability, single vehicle and fleet insurance. And should the worst happen, we'll be here in your corner when you need us most if you need to make a claim.

What type of insurance do you need?

The specific cover you require is based on your business's unique requirements and risk factors. However, the typical areas of protection you should consider are insurance for public liability, employers liability, and professional indemnity.

• Public liability insurance: Whilst not legally required, it is recommended if your business interacts with members of the public. It covers the cost of compensation claims made by members of the public who are injured or have their property damaged due to your business activities. It may be a requirement for specific contracts.

• Employers liability insurance: This is a legal requirement for businesses typically with one or more employees. It covers the cost of compensation claims made by employees injured or ill due to their work.

• Professional indemnity insurance: Covers the cost of compensation claims made by clients who suffer financial loss due to your professional advice or services. It may be a contractual requirement.

We can also arrange a range of other types of insurance cover, including:

• Professional Indemnity insurance

• Contractors insurance

• Commercial motor insurance (single vehicle and fleet)

• Personal accident insurance

• Directors and officers liability insurance

• Premises insurance

• Goods in transit insurance

• Business travel insurance

• Crime and cyber liability insurance.

Why Marsh Commercial?

Marsh Commercial is a UK leading insurance broker with a strong reputation for providing excellent service and expertise.

While part of a Marsh, a world-leading insurance broker with 150-year heritage, we’re proud to be a UK community insurance broker supporting the needs of small and medium-sized enterprises (SMEs) across our 45+ office network and remote working spaces, covering the length and breadth of Scotland, Northern Ireland, England and Wales. This makes us big enough to keep you safe, but small enough to care.