Insurance tailored for Association of Convenience Stores members

Trusted business insurance for ACS members

Running a convenience store involves navigating a myriad of daily challenges, from inventory management to keeping your customers happy. Amidst all the juggling, it's crucial to recognise the importance of safeguarding your investment with comprehensive convenience store insurance so you can protect your customers and your livelihood.

Whether it's safeguarding against break-ins, theft, or addressing liability claims, the right insurance coverage is your strategic advantage, ensuring that your convenience store is not just a convenience to your customers, but a secure and resilient business.

Working with the ACS

As an affiliate of the Association of Convenience Stores (ACS), we offer members business insurance that’s developed especially for convenience stores. We work with A-rated UK insurers, which means we can use our strong market relationships to help arrange tailored, comprehensive cover with competitive terms on your behalf.

What’s more, our flexible approach means we can cater to "non-standard" risks, including premises with flat roofs, high sums insured, start-up businesses and those with past claims such as fire or flood incidents.

Standard covers*:

• Accidental damage.
• Contents insurance
• Book debts/account receivable.
• Business interruption.
• Employers liability.
• Glass.
• Money in safe.
• Money on premises.
• Public and products liability.

Optional covers:

• Stock (and floating stock - between premises).
• Money (to incorporate at home and in transit).
• Fleet.
• Buildings cover.
• Embedded breakdown.
• Goods in transit.
• Legal expenses.
• Loss of rent receivable
• Increased cost of working. 
• Subsidence.
• Tenants improvements.
• Terrorism.

* Standard and optional cover may differ dependent upon insurer.